Save Together, Grow Together
In Nigeria, susu circles have financed weddings, businesses, and housing for generations. Njangi House brings susu onto Polygon — with transparent smart contracts, Airtel and MTN support, and payouts to any Nigerian bank account or MOMO number.
Why Nigerian Savers Choose Njangi House
Whether you run a susu on Ajah road, an ajo over WhatsApp, or a diaspora savings group connecting Lagos to London — Njangi House eliminates the manual ledger and replaces it with verifiable on-chain records.
Airtel & MTN Support
Contribute via Airtel Money or MTN Mobile Money in NGN. The oracle bridge converts to USDC on-chain at live FX rates locked for 30 minutes.
Diaspora Connection
Nigerians abroad contribute in USDC while family at home receive in NGN via bank transfer or MOMO. No remittance queues, no high fees.
Transparent Records
Every contribution and payout is on Polygon — visible to all members. No more screenshots of manual tallies or disputed amounts.
Earn Yield on Savings
Enable Aave v3 integration to earn 4–6% APY on pooled funds between rounds. Your susu generates extra income automatically.
$NKAP Rewards
On-time contributors earn 100 $NKAP per payment. Hold NKAP to unlock lower fees and governance voting rights.
Smart Contract Security
ReentrancyGuard, ECDSA oracle verification, and anti-replay protection. All contracts open-source and audited before mainnet.
Susu, ajo, esusu — same circle, better tools
Rotating savings associations have been a cornerstone of Nigerian community finance for generations. In the South-West, the tradition is called susu; in the East and Mid-South, ajo or esusu. Market women in Lagos, traders in Kano, artisans in Abuja — all use susu circles to pool resources for business expansion, school fees, and family events. Njangi House provides the smart contract infrastructure that makes these circles transparent, verifiable, and accessible to diaspora members without requiring crypto expertise.
