Your Susu, On the Blockchain
Ghanaian susu and chamber circles have financed market stalls, school fees, and housing for generations. Njangi House brings susu onto Polygon — with Mobile Money support, transparent on-chain records, and payouts directly to your Momo number or bank account.
Why Ghanaian Savers Choose Njangi House
From the markets of Accra to the trading circles of Kumasi — Ghanaian susu circles have always been about mutual trust and community accountability. Njangi House makes that trust programmable while keeping the human connection intact.
Mobile Money (GHS)
Contribute via Mobile Money in Ghana cedis. The oracle bridge converts GHS to USDC on-chain at live FX rates. No crypto wallet needed for MOMO users.
Payout to MoMo or Bank
When your round arrives, receive the pooled amount to your Mobile Money number or a Ghana bank account (e.g., GCB, Ecobank).
Transparent Records
Every contribution and payout is on Polygon — all members can verify the pool on-chain. No more manual ledger disputes.
DeFi Yield on Pool
Enable Aave v3 to earn 4–6% APY on idle funds between rounds. Your susu savings generate extra income automatically.
$NKAP Rewards
On-time contributors earn 100 $NKAP per payment. Hold NKAP to reduce platform fees and participate in governance.
Diaspora-Friendly
Ghanaian diaspora in the UK, US, and Canada contribute in USDC while family in Accra or Kumasi receive in GHS via Mobile Money.
Susu and chamber — centuries of community finance
Ghana has one of Africa's most active rotating savings traditions. Susu circles among traders in Accra's Makola and Kumasi's Central Market; chamber circles in the Northern region among market women and artisans. Members contribute weekly or monthly, typically 50–500 GHS per round. Each cycle, one member receives the full pot — rotating through all members before the circle ends. Njangi House makes this tradition transparent, verifiable, and accessible to diaspora members who want to contribute to family circles back home.
